Rental Yield Calculator

What could a Paihia rental property return?

Use the calculator below to compare annual rental income with a property’s value or purchase price. Enter your own assumptions and costs, then discuss the rental assessment with our local property management team.

Gross yield and net yield answer different questions

Gross yield compares a full year’s weekly rent with the property value: weekly rent × 52 ÷ property value × 100. The net estimate also allows for the vacancy percentage and the operating costs you enter, including management fees, rates, insurance, maintenance and other annual expenses.

The management percentage is applied to rental income after the vacancy allowance. Enter vacancy and management percentages between 0 and 100. Use a positive property value and non-negative rent and costs. Check your inputs before relying on the result.

Which costs should I include?

Use current annual amounts for rates, insurance and maintenance. Put body corporate levies and other relevant annual operating costs in the “Body corporate / other (annual)” field, taking care not to count the same expense twice. Apartments, coastal homes and home-and-income properties can have very different costs.

The net figure is an operating estimate before borrowing costs and tax. It does not forecast capital growth, future repairs, actual occupancy or a sale result. Assess loan repayments, tax and capital expenditure separately with appropriate advisers.

Get a rental appraisal for the property

Rental demand varies by property type, condition, location and time of year across Paihia, Waitangi, Haruru, Watea, Te Haumi and Ōpua. A calculator scenario is not a rental appraisal. Request a local rental appraisal so our team can assess the home and explain the evidence behind a rental range.

For a quick question about your assumptions, use the contact form below. See our landlord and investment guides and property management services for the wider ownership picture.